Equipment Financing in Calgary
Need equipment financing in Calgary? We work with a wide network of lenders to secure the best financial structure for your business. Whether you’re planning to lease, refinance, or secure asset-based credit, the process is fast, the terms are clear, and the funding supports your operational goals.
Find the Right Equipment Financing Solution in Calgary
A Financing Partner That Understands Calgary’s Business Landscape
Fincap is a commercial finance broker supporting businesses across Canada, including many based in Calgary.
Our process is fully remote and built to match the reality of businesses operating in Calgary. We work with companies in construction, transport, manufacturing, healthcare, and other sectors to secure financing that fits both their day-to-day operations and financial profile.
Want to move forward? Fill out our online application form.
How to Choose the Best Equipment
Financing Company
Choosing the right partner in Calgary means more than just comparing interest rates. What truly matters is speed, flexibility, and access to a structure that matches how your business operates.
Fincap helps business owners lease or refinance new and used equipment, secure working capital loans, and improve liquidity through factoring. Start-ups are welcome, and our advisors provide direct support throughout the process.
We work with over 30 lending partners across Canada and maintain an 80% approval rate.
Most applications are processed within 24 to 48 hours, and we focus on delivering terms aligned with your actual business needs.
If you're ready to move forward, try our equipment lease calculator or start a request online. One of our account managers will contact you quickly.
Understanding Equipment
Financing Options
Businesses in Calgary have different financing needs depending on their sector, growth stage, and available resources. Some are looking to acquire new machinery. Others want to stabilize their finances, refinance existing assets, or access short-term funding. Fincap offers flexible solutions built to meet those real-world demands.
Get the best equipment financing conditions for your business needs
Explore our fast, easy and straightforward options to help your business grow.
Leasing vs. Loan - What’s Better for Your Business?
Financing by Equipment Type
Fincap works with companies across multiple sectors to secure structures aligned with their operational needs. Whether you’re upgrading aging machinery or growing your capacity, we help you access the right financial setup. Each option is adjusted based on asset value, usage expectations, and your current priorities.
Heavy Equipment
Agricultural Equipment
Construction Equipment
Forestry Equipment
Trailers and Transport Equipment
Specialized Industry Equipment
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Excavators, loaders, bulldozers, and other heavy equipment often represent major investments. We offer structured financing to help you preserve capital and spread costs over time, with solutions tailored to your fleet strategy and usage cycles.
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Cranes, compressors, lifts, and other construction gear require flexible terms, especially for project-based businesses. Fincap helps contractors secure funding aligned with their timelines and operational setup.
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Cranes, compressors, lifts, and other construction gear require flexible terms, especially for project-based businesses. Fincap helps contractors secure funding aligned with their timelines and operational setup.
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We finance harvesters, skidders, forwarders, and other forestry machines through forestry equipment leasing plans tailored to how your business operates. Our specialists help define terms aligned with your fieldwork pace and investment capacity.
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We also support financing for gym machines, dental chairs, medical devices, packaging systems, industrial tools, and IT setups. Whether you're launching a new facility or upgrading existing units, we help structure the right plan for your business objectives.
The Process to Get
Approved in Calgary
Unlocking Financial Potential: Streamline your path to success with our five easy steps tailored to meet your factoring solution needs. Discover financial freedom through seamless processes.
You start by submitting basic information about your business and the equipment you need. This takes only a few minutes.
We review your credit history, business profile, and key documentation. Based on lender criteria, we match your request with the most relevant available options.
If your application qualifies, you receive a pre-approval with proposed terms. At this stage, our advisors help you review the structure and select the best funding option based on your goals.
Once everything is confirmed, funds are released and the agreement is finalized. Most clients get full approval within 24 to 48 hours. Throughout the process, our team stays available to answer questions and help you move forward with confidence. Whether you're financing new machinery or refinancing existing assets, we make sure the experience is clear, fast, and built around your operations.Read our guide on how to get your lease financing application approved.
FAQ sur le financement d'équipements par crédit-bail
Si vous êtes à la recherche de conditions de leasing adaptées à votre entreprise, il est important de comprendre que les accords de financement sont personnalisés pour s'adapter à chaque situation. Cela dépend en grande partie du type de matériel loué ( équipement ), de votre solvabilité et de la durée du contrat. En optant pour Fincap, vous pouvez tirer parti de nos partenariats avec plus de 25 institutions financières au Canada et bénéficier des mêmes avantages !
De nombreuses entreprises profitent du crédit-bail pour obtenir les équipements dont elles ont besoin pour se développer et réussir. La meilleure façon de commencer est d'examiner si cette option convient à votre entreprise et quelles possibilités elle offre. Ensuite, comparez l'impact financier en établissant une comparaison entre l'achat et le crédit-bail/financement, qui sont deux bonnes options. En général, les entreprises choisissent le crédit-bail (avec ou sans option d'achat) pour réduire les pressions sur les flux de trésorerie tout en bénéficiant d'un accès immédiat à de nouveaux équipements.
Sur le plan comptable, un contrat de crédit-bail implique l'enregistrement de paiements périodiques conformément aux termes du contrat. Si une option d'achat est exercée à la fin du contrat, un nouvel actif doit être enregistré. En outre, certaines informations doivent être fournies dans les états financiers.
Si vous souhaitez obtenir des informations sur les mensualités d'un crédit-bail, veuillez nous contacter. Nous adapterons nos offres à votre projet et vous proposerons les meilleures conditions possibles pour répondre à vos besoins ! Si vous souhaitez obtenir des informations sur les mensualités de crédit-bail, veuillez nous contacter.
Selon le cadre juridique et administratif, des différences peuvent exister entre le crédit-bail et le leasing. Le crédit-bail est un mécanisme destiné aux entreprises et aux professionnels, leur permettant de financer des biens mobiliers ou immobiliers de manière similaire à la location, avec une option d'achat à la fin du contrat. Le leasing, quant à lui, est un mode de financement des biens meubles et immeubles qui peut être utilisé non seulement par les entreprises, mais aussi par les particuliers.