Equipment Financing in Calgary
Need equipment financing in Calgary? We work with a wide network of lenders to secure the best financial structure for your business. Whether you’re planning to lease, refinance, or secure asset-based credit, the process is fast, the terms are clear, and the funding supports your operational goals.
Find the Right Equipment Financing Solution in Calgary
A Financing Partner That Understands Calgary’s Business Landscape
Fincap is a commercial finance broker supporting businesses across Canada, including many based in Calgary.
Our process is fully remote and built to match the reality of businesses operating in Calgary. We work with companies in construction, transport, manufacturing, healthcare, and other sectors to secure financing that fits both their day-to-day operations and financial profile.
Want to move forward? Fill out our online application form.
How to Choose the Best Equipment
Financing Company
Choosing the right partner in Calgary means more than just comparing interest rates. What truly matters is speed, flexibility, and access to a structure that matches how your business operates.
Fincap helps business owners lease or refinance new and used equipment, secure working capital loans, and improve liquidity through factoring. Start-ups are welcome, and our advisors provide direct support throughout the process.
We work with over 30 lending partners across Canada and maintain an 80% approval rate.
Most applications are processed within 24 to 48 hours, and we focus on delivering terms aligned with your actual business needs.
If you're ready to move forward, try our equipment lease calculator or start a request online. One of our account managers will contact you quickly.
Understanding Equipment
Financing Options
Businesses in Calgary have different financing needs depending on their sector, growth stage, and available resources. Some are looking to acquire new machinery. Others want to stabilize their finances, refinance existing assets, or access short-term funding. Fincap offers flexible solutions built to meet those real-world demands.
Get the best equipment financing conditions for your business needs
Explore our fast, easy and straightforward options to help your business grow.
Leasing vs. Loan - What’s Better for Your Business?
Financing by Equipment Type
Fincap works with companies across multiple sectors to secure structures aligned with their operational needs. Whether you’re upgrading aging machinery or growing your capacity, we help you access the right financial setup. Each option is adjusted based on asset value, usage expectations, and your current priorities.
Heavy Equipment
Agricultural Equipment
Construction Equipment
Forestry Equipment
Trailers and Transport Equipment
Specialized Industry Equipment
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Excavators, loaders, bulldozers, and other heavy equipment often represent major investments. We offer structured financing to help you preserve capital and spread costs over time, with solutions tailored to your fleet strategy and usage cycles.
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Cranes, compressors, lifts, and other construction gear require flexible terms, especially for project-based businesses. Fincap helps contractors secure funding aligned with their timelines and operational setup.
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Cranes, compressors, lifts, and other construction gear require flexible terms, especially for project-based businesses. Fincap helps contractors secure funding aligned with their timelines and operational setup.
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We finance harvesters, skidders, forwarders, and other forestry machines through forestry equipment leasing plans tailored to how your business operates. Our specialists help define terms aligned with your fieldwork pace and investment capacity.
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We also support financing for gym machines, dental chairs, medical devices, packaging systems, industrial tools, and IT setups. Whether you're launching a new facility or upgrading existing units, we help structure the right plan for your business objectives.
The Process to Get
Approved in Calgary
Unlocking Financial Potential: Streamline your path to success with our five easy steps tailored to meet your factoring solution needs. Discover financial freedom through seamless processes.
You start by submitting basic information about your business and the equipment you need. This takes only a few minutes.
We review your credit history, business profile, and key documentation. Based on lender criteria, we match your request with the most relevant available options.
If your application qualifies, you receive a pre-approval with proposed terms. At this stage, our advisors help you review the structure and select the best funding option based on your goals.
Once everything is confirmed, funds are released and the agreement is finalized. Most clients get full approval within 24 to 48 hours. Throughout the process, our team stays available to answer questions and help you move forward with confidence. Whether you're financing new machinery or refinancing existing assets, we make sure the experience is clear, fast, and built around your operations.Read our guide on how to get your lease financing application approved.
FAQs about Equipment Financing by Leasing
If you're looking for the right leasing terms and conditions for your business, it's important to understand that financing arrangements are customized to fit each situation. This largely depends on what equipment is leased, your credit score and how long the contract lasts. By opting with Fincap, you can leverage our partnerships with more than 25 financial institutions in Canada and reap their benefits alike!
Many companies take advantage of leasing to obtain the equipment they need to help their business grow and succeed. The best way to start this engine is to look at whether this option is a good fit for your business and what opportunities it will provide. And then compare the financial impact by doing a comparison between buying and leasing/financing are good options. In general, companies choose leasing (with or without an option to purchase) to reduce cash flow pressures while gaining immediate access to new equipment.
For accounting purposes, a lease results in the recording of a periodic lease payment as specified in the lease agreement, and if a purchase option is exercised at the end of the term, a new asset must be recorded. In addition, certain disclosures must be included in the financial statements.
If you would like information on monthly leasing payments, please contact us. We will tailor our offers to your project and provide the best possible terms to meet your needs! If you would like information on monthly leasing payments, please contact us. We will tailor our offers to your project and provide the best possible terms to meet your needs!
Depending on the legal and regulatory framework in which you operate, there may be differences between leasing and finance.
Leasing is an excellent solution for businesses and professionals, offering the possibility to finance movable or immovable assets while being similar to a rental contract. With leasing, you have the opportunity to purchase the asset at the end of the lease if necessary.
Leasing is not only an effective financing solution for businesses, but it can also be used by individuals to acquire movable and immovable property.