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options for your equipment

What is a Working Capital Loan?

Working capital is a key financial indicator that measures the short-term liquidity and performance of a company. It indicates the net operating cash available to a company and is calculated by subtracting current liabilities from current assets, usually on a balance sheet. Working capital can also be thought of as the amount of money needed to keep the business running throughout the year.

A working capital loan is, therefore, a loan that is taken to finance a company's everyday operations. These loans are used to provide the working capital that covers a company's daily operational needs. It can include costs such as payroll, rent, and short-term assets such as accounts receivable and inventory.

The Benefits of Working Capital Loans

Get Cash Flow when you need it

In need of capital quickly? Our working capital loan is the ideal solution for you. If it's to grow your business or purchase new equipment, our service will have just what you require. Don't hesitate and get the money that your venture needs!

Support big orders and business projects

When your business needs additional cash flow for an exciting project or a large order, working capital loans may be the perfect solution.

Speed of approval

If you apply for a working capital loan with us, we guarantee approval within the same day up to 48 business hours so that you can get the funds that you require as quickly as possible.

Daily payment on 9 to 12 months terms

Unlock the financial capital you require with a tenable 9-12 month term and flexible daily payment options.

Get the best equipment financing conditions for your business needs

Explore our fast, easy and straightforward options to help your business grow.

Examples of expenses to be financed by a Working Capital Loan

A working capital loan is an ideal solution for businesses that require additional funds to support their daily operations. It allows companies to access the financial resources needed to cover current operating expenses and keep a healthy cash flow.

Financing is available to cover all necessary business current expenses, such as salaries, supplies, and rent. This ensures that your operations will run smoothly without a hitch!

Beyond these typical expenses, financing can also be used to cover advertising and marketing fees or buy new equipment.

3 easy steps for your Equipment Financing needs

The Fincap leasing experience is simple, quick, and customized to your financial needs.

Find the Equipment you need

Whether it be an individual's private sale or equipment listed by a dealer, there are numerous options available.

Fill our application form

Click the Apply Now button and start filling out your application!

Get approved!

Get a response within 24 to 48 hours.