Equipment Financing in Edmonton
Edmonton's economy runs on heavy machinery. From oil and gas operations to large-scale construction and transportation, businesses here need the right equipment to stay competitive. Fincap offers equipment financing in Edmonton through a network of over 30 lenders. Whether you're planning to lease, refinance, or secure funding for new or used assets, the process is fast, the terms are tailored, and the capital supports your growth.
Equipment Financing Solutions Built for Edmonton Businesses
A Financing Partner That Understands Edmonton's Business Landscape
Fincap is a commercial finance broker supporting businesses across Canada, including many based in Edmonton. The energy sector, infrastructure projects, and transportation industries drive much of the local economy.
Companies in these fields often deal with seasonal revenue, long project timelines, and high capital requirements.Our process is fully remote and built to match the reality of businesses operating in Edmonton.
We work with companies in construction, oil and gas, transport, manufacturing, and other sectors to secure financing that fits both their day-to-day operations and their financial profile.
Want to move forward? Fill out our online application form.
How to Choose the Best Equipment
Financing Company
Choosing the right partner in Calgary means more than just comparing interest rates. What truly matters is speed, flexibility, and access to a structure that matches how your business operates.
Fincap helps business owners lease or refinance new and used equipment, secure working capital loans, and improve liquidity through factoring. Start-ups are welcome, and our advisors provide direct support throughout the process.
We work with over 30 lending partners across Canada and maintain an 80% approval rate.
Most applications are processed within 24 to 48 hours, and we focus on delivering terms aligned with your actual business needs.
If you're ready to move forward, try our equipment lease calculator or start a request online. One of our account managers will contact you quickly.
How to Choose the Right Equipment Financing Company
Choosing the right partner in Edmonton means more than comparing interest rates. What truly matters is speed, flexibility, and access to a structure that matches how your business operates.
Fincap helps business owners lease or refinance new and used equipment, secure working capital loans, and improve liquidity through factoring.
Our advisors provide direct support throughout the process. We maintain an 80% approval rate and focus on delivering terms aligned with your actual business needs.
Whether you're an established company or just getting started, we work with your profile to find the right fit.
If you're ready to move forward, try our equipment lease calculator or start a request online. One of our account managers will contact you quickly.
Understanding Equipment Financing Options
Financing needs vary depending on your industry, growth stage, and available resources. Some businesses want to acquire new machinery.
Others need to stabilize cash flow, refinance existing assets, or access short-term funding. In Edmonton, Fincap supports these companies with flexible financial solutions adapted to their operational reality.
Equipment Financing
Leasing provides access to equipment without requiring a large upfront investment. It helps businesses stay up-to-date with the latest machinery while maintaining predictable monthly expenses. Both new and pre-owned assets qualify.
Equipment Refinancing
If you own equipment with significant value, refinancing converts that equity into working capital. It's a way to access funds for operational needs or growth without securing additional debt.
Working Capital Loans
Working capital loans provide funding for day-to-day expenses such as payroll, inventory, and rent. These loans offer fast approval and payment schedules that match your business's cash flow patterns.
Merchant Solutions
Businesses in retail, hospitality, and service sectors can access merchant financing tied to credit card transactions or monthly sales. The application is straightforward, and funding arrives quickly.
Vendor Program
Equipment sellers: Fincap establishes vendor financing programs that accelerate customer purchasing decisions and improve your close rate.
Factoring
Factoring provides immediate cash based on outstanding invoices. It strengthens short-term cash flow and eliminates waiting periods associated with customer payment terms.
Get Started with Financing in Edmonton
Fincap supports businesses across Edmonton with equipment leasing, asset refinancing, and working capital solutions. Our advisors work with over 30 lenders to find terms that match your cash flow and project timelines.Apply online and get a response within 24 hours. No long wait, no complicated process.
Leasing vs. Loan What’s Better for Your Business?
Equipment We Finance in Edmonton
Fincap works with companies across multiple sectors to secure structures aligned with their operational needs. Whether you're upgrading aging machinery or growing your capacity, we help you access the right financial setup.
Heavy Equipment
Loaders, excavators, bulldozers, and similar machinery require significant capital. Our financing solutions let you spread the cost over time while keeping cash available for other business priorities.
Oil & Gas Equipment
Drilling rigs, compressors, pipeline tools, and service vehicles keep Edmonton's energy sector running. Fincap structures financing that accounts for the industry's cyclical revenue patterns and project-based timelines.
Construction Equipment
Hoists, cranes, scaffolding, and demolition gear are central to any contracting operation. We help builders access funding quickly so projects move forward without delays.
Transport & Trucking
Tractor trailers, dump trucks, roll-off trucks, and flatbeds form the backbone of logistics businesses. Fincap offers terms aligned with your fleet's revenue cycle, whether you're adding capacity or replacing older units.
Comparing Equipment Financing Providers in Edmonton
Businesses in Edmonton typically choose between banks, credit unions, or independent brokers like Fincap. Each model has trade-offs in terms of approval time, eligibility, and flexibility.
The Process to Get Approved in Edmonton
You start by submitting basic information about your business and the equipment you need. This takes only a few minutes.
We review your credit history, business profile, and key documentation. Based on lender criteria, we match your request with the most relevant available options.
If your application qualifies, you receive a pre-approval with proposed terms. At this stage, our advisors help you review the structure and select the best financing option based on your goals.
Once everything is confirmed, funds are released and the agreement is finalized. Most clients receive full approval within one to two business days. Throughout the process, our team stays available to answer questions and help you move forward with confidence.
FAQ About Equipment Financing in Edmonton
Yes. Pre-approval typically takes 24 to 48 hours. Our team evaluates your credit history, financial statements, and business information to connect you with suitable lenders and financing options.
Rates depend on your credit history, the type of equipment, and how the financing is structured. Most agreements offer fixed payment schedules, with some lenders providing customized terms for businesses with fluctuating seasonal income.
Yes. Used equipment is eligible for financing through our network of lenders. Approval depends on the machine's condition, market value, and maintenance history. The process and terms are comparable to new equipment financing.
Fincap works with businesses across multiple sectors, including oil and gas, construction, transportation, agriculture, manufacturing, and more. If your equipment supports business operations, we can help structure financing for it.
Most applications are processed within 24 to 48 hours after submission. We prioritize speed and keep you updated throughout the approval process to avoid unnecessary delays.