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Eligible Equipments

With our extensive experience, we have gained a unique expertise in all kinds of equipment that allows us to understand and fulfill your specific needs.

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Get the best financing
options for your equipment

Financing Excavating Equipments

Financing excavation equipment is a solution worth considering to optimize your earthmoving operations. Fincap's rental service meets the needs of construction companies in Canada and Quebec. Indeed, many projects require regular excavation equipment.

With Fincap, there's no need to invest immediately in new or used machines. We offer financing solutions for excavation equipment with no long-term obligations.

So you can optimize your budget while maximizing efficiency and productivity, all with a straightforward solution!

We want you to make the most informed decisions possible, which is why we work with over 25 financial institutions across Canada. 

So you can benefit from exclusive offers and advice tailored to your situation. It's our pleasure to guide you!

Leasing: A Financing Option for Excavation Equipment

Heavy equipment, such as excavators, whether new or used, represents a substantial cost. Yet adding equipment to your fleet increases your production and service capacity. 

Choosing a financing method is, therefore, essential for your business. 

That's where we come in!

Leasing is one of the solutions we offer. Ideal for companies wishing to finance their equipment purchases without a long-term loan. 

With leasing, you rent, use and then own the equipment. This approach benefits those planning to invest in machinery, such as excavators, over the long term.

It offers flexible payment plans, tax advantages, and the chance to acquire the equipment at a set price with no initial deposit. 

Leasing stands out for its flexibility and multiple payment options.

What Equipment Is Eligible For Excavation Equipment Lease Financing?

When it comes to leasing, there are many types of equipment available, for example :

  • Excavators
  • Loaders
  • Backhoes
  • Mini loaders
  • Conveyors
  • Shovels
  • Hydraulic breakers
  • Snowblowers
  • Tractors
  • Compactors
  • Articulated loaders

Choosing The Right Financing Option For Your Equipment

When considering the purchase of an excavator or other excavation equipment for your projects, you have several options :


The acquisition of an excavator, whether new or used, has a significant initial cost. So, consider how this investment fits your finances without disrupting your cash flow.


  • Immediate ownership of equipment.
  • No interest or fees over time.


  • High initial cost.
  • Risk of equipment depreciation.
  • Significant cash flow is required.


The high cost of heavy equipment can weigh on your debt-to-income ratio throughout the repayment period.

Moreover, traditional borrowing generally offers fewer tax benefits than leasing.


  • Possibility of acquiring equipment without immediate full payment.
  • Some forms of borrowing may offer tax advantages.


  • Interest over the term of the loan.
  • Increases debt ratio.
  • Less flexible repayment terms than leasing.


There are many advantages to leasing. Your monthly payments are fully tax-deductible. Leasing the equipment doesn't directly affect your balance sheet, preserving your borrowing capacity.

At the end of the agreement, you can buy the equipment or choose another to lease.


  • Tax-deductible monthly payments.
  • Flexibility at the end of the contract: option to purchase or renew.
  • There is no direct impact on the balance sheet, preserving borrowing capacity.


  • It may cost more over the full term than direct purchase.
  • You don't own the equipment for the duration of the lease.

Why choose Fincap for your excavation equipment financing?

With our experience in the mining and excavation industry, we understand our customers' needs and opportunities. As an independent broker, we can offer you the most comprehensive service possible, working with over 25 lenders across Canada. We value our relationship with you, committing ourselves to identifying the financing best suited to your needs. Are you looking for the ideal lease for your excavation equipment? Contact us or submit an online request.  We'll work out the proper contract for your business. Let's take action together!

We have customized Leasing solutions for your Excavating Equipment

For customized leasing for your excavation equipment, take action. Contact us or fill out an online application. Let's build the perfect financial solution for your business. Get started!