Farm Equipment Financing
Buying farm equipment can drain your working capital at the worst time. Between seed, feed, and daily operations, tying up tens of thousands of dollars leaves little room to maneuver.
Our farm equipment financing gives you the flexibility you need:
- Spread costs with monthly payments
- Keep your cash to run your farm
- Access 30+ Canadian lenders
- Get a response in 24 to 48 hours
- 80% approval rate
Tractors, combines, grain handling systems: we finance the equipment you need across Canada.
Why Lease Farm Equipment?
Leasing farm equipment protects your cash flow while giving you access to the machinery you need. Instead of tying up capital in a large purchase, you make manageable monthly payments and keep funds available for seeds, livestock, fuel, or unexpected expenses.
1. Tax Benefits
Lease payments qualify as business expenses, which reduces your taxable income. This advantage compounds over time, especially for farms upgrading equipment regularly.
2. Stay Current Without the Risk
Agriculture technology evolves fast. Leasing lets you upgrade at the end of your term without worrying about resale value or depreciation. You use the equipment during its most productive years, then move on.
3. Flexible Terms for Seasonal Operations
Farms operate in cycles. Leasing agreements can adapt to match your revenue patterns, making it easier to align payments with harvest seasons or peak production periods.
4. No Ownership Hassles
You skip the complications of long-term maintenance planning, obsolescence risk, and equipment disposal. At lease end, you return it, buy it out, or upgrade. The choice stays yours.
Leasing gives you control without locking up the capital your farm needs to grow.
What Farm Equipment Can You Finance?
Our leasing programs cover a wide range of agricultural equipment, from essential field machinery to specialized tools that support your daily operations.
1. Tractors and Field Equipment
Tractors power most farm activities, from plowing to hauling. We finance new and used models, along with attachments like plows, seeders, and cultivators. Learn more about tractor financing options.
2. Harvesting Equipment
Combines, balers, and forage harvesters help you bring crops in efficiently. Leasing these machines keeps your operation running without a large capital outlay during off-season months.
3. Grain Handling and Storage
Augers, conveyors, grain bins, and dryers improve logistics and reduce post-harvest losses. Financing this equipment strengthens your storage capacity and gives you more control over when to sell.
4. Irrigation Systems
Irrigation equipment maintains crop health during dry periods. From pivot systems to drip lines, we help you finance the tools that protect your yield.
5. Livestock Equipment
Feeders, waterers, ventilation systems, and barn equipment support animal care. Financing makes it easier to upgrade facilities and improve herd health.
6. Specialized Machinery
Sprayers, spreaders, and other application equipment help you manage inputs precisely.
Whether you need one piece of equipment or an entire fleet, our team connects you with lenders who understand agricultural financing.
How Farm Equipment Leasing Works?
Getting financed is straightforward. Our process removes the guesswork and gets you an answer fast.
Step 1: Find Your Equipment
Choose the machinery you need, whether from a dealer or a private seller. We work with both new and used equipment across all major brands.
Step 2: Submit Your Application
Fill out our online application with basic information about your farm and the equipment you want to lease. The form takes minutes to complete.
Step 3: Get Approved
Our team reviews your application and connects you with the right lender from our network of over 30 partners. You receive a response within 24 to 48 hours.
Once approved, we finalize the terms and get your equipment delivered. No hidden steps, no unnecessary delays.
Why Choose Fincap for Farm Equipment Financing?
We connect farmers with financing that fits their operations. Our strength comes from access, experience, and a process built around getting you answers quickly.
1. Access to Over 30 Canadian Lenders
Working with multiple lenders means more options and better terms. We compare offers across our network to find financing that matches your budget and timeline.
2. Fast Approval Process
You get a response within 24 to 48 hours. No waiting weeks for an answer. We move at the pace your farm requires.
3. High Approval Rate
We've maintained an 80% approval rate by understanding what lenders look for and helping you present your application effectively. New farms and established operations both qualify.
4. Flexible Financing for Any Situation
Starting a new farm? Expanding an existing operation? Need used equipment to save costs? Whether you prefer leasing for flexibility or a loan for ownership, we structure financing that works with your cash flow, seasonal revenue, and growth plans.
5. Proven Track Record Across Canada
We've financed hundreds of millions in agricultural equipment for Canadian farmers. From small family operations to large-scale producers, our clients rely on us to deliver competitive terms and expert guidance throughout the process.
6. Transparent Process, No Hidden Fees
What you see is what you get. We provide clear terms upfront with no surprise charges or penalties for early payoff.
You focus on farming. We handle the financing.
Get Your Farm Equipment Financed
Upgrading your farm equipment shouldn't mean draining your cash reserves. Leasing gives you access to the machinery you need while protecting your working capital. Get approved in 48 hours. Our team reviews your situation, connects you with the right lender from our network of 30+ partners, and delivers a financing solution built around your farm's specific needs. Whether you need a single tractor or a full equipment upgrade, we help you secure financing that fits your operation. Apply now and receive your custom financing offer within 48 hours.