Transport Equipment Financing

Transport Equipment Financing: Fincap's Unique Offer

Customized financial services for the transportation industry

Looking for a partner who truly understands the challenges of running a trucking company or managing a fleet? At Fincap, we move beyond generic leasing by delivering a complete range of commercial equipment financing solutions. From highway tractors to trailers and specialized vehicles, our experts design flexible plans that match your company’s goals.

What sets us apart in Canada’s financing sector is our personalized approach, quick turnaround, and strong network of professionals. Our focus is on making equipment for your business accessible while protecting day-to-day cash flow.

With Fincap, you can choose from a variety of financing options designed for businesses in the mobility and trucking sector:

• Equipment Leasing :  Access the latest fleet while preserving liquidity.
  
  
• Equipment Refinancing : Release capital tied up in assets you already own.
  
  
• Working Capital Loans : Secure funds to cover payroll, maintenance, or other essential expenses.
  
  
• Factoring : Convert unpaid invoices into immediate working capital.
  
  
• Vendor Program : Simplify acquisitions with financing offered directly at the point of sale.
  
  
• Merchant Solutions :  Streamline transactions and improve customer payment flexibility.
  
  

Choose Fincap for tailored equipment finance options that adapt to your operations and support long-term growth.

Optimized Transport Equipment Financing

At Fincap, we bring deep expertise in equipment finance to help your company grow with confidence. By combining industry knowledge with rigorous resource management, we deliver tailored solutions that match your unique financing needs.

Whether you are a fast-growing start-up or an established enterprise, our approach to business equipment financing ensures you gain access to the right tools at the right time. With the support of our network of more than 25 brokers across Canada, we can secure competitive rates and partnerships that align with your objectives. This allows you to concentrate on what matters most: strengthening your operations and expanding your business.

How Fincap Stands Out In the Canadian Leasing Industry?

Fincap has built its reputation on expertise, personalization, and strategic partnerships that deliver measurable results to transportation companies across Canada.

In-depth expertise: With years of combined experience in equipment loans, our team understands the challenges businesses face when acquiring essential assets. We support both new business ventures starting out and existing businesses seeking to expand or renew their fleet.

Personalized service: Every client has unique goals. We adapt solutions to different profiles, from creating loans small business owners can manage with confidence to structuring financing that supports the growth of established enterprises.

Strategic partnerships: Our network of over 25 partner lenders ensures access to flexible structures and competitive rates, making it easier to match financing with each client’s operational needs.

Integrity and transparency: Each agreement is designed with clarity. Clients know exactly what they are committing to and how the financing supports their long-term objectives.Let Fincap help you find the right lease structure that adapts to your business needs and supports your growth with confidence.

Benefits of Transport Equipment Leasing

Leasing offers businesses a flexible way to manage their transportation equipment while keeping financial resources under control. Instead of tying up large amounts of capital in a purchase, a lease arrangement spreads costs into predictable installments and helps preserve cash flow.

This type of equipment financing is widely adopted across the industry, as it allows companies to keep their fleet modern, competitive, and aligned with evolving business needs.

• Financial flexibility: A lease structure avoids heavy upfront spending. Regular payments ensure smoother budget management.
  
  
• Access to modern equipment: Businesses can use the latest trucks and trailers without the burden of permanent ownership.
  
  
• Renewal options: At the end of the lease, companies can return the equipment, buy it at a prearranged value, or upgrade to newer assets.
  
  
• Protection against obsolescence: Fast-changing technology means ownership can be risky. Leasing reduces exposure to depreciation.
  
  
• Administrative simplicity: Agreements simplify management of taxes, insurance, and ownership-related obligations.
  
  
• Tax advantages: Lease payments are deductible as operating expenses, creating additional savings.
  
  

Adaptability to needs: Terms can be adjusted to match company objectives, whether through contract length or monthly structures.

A wide range of fleet equipment and infrastructure supported by Fincap

Whether you are starting a new business or looking to expand your presence in the trucking sector, Fincap is the right partner to support your growth. Our mission is to provide the best equipment financing solutions that match your unique needs and keep your company moving forward.

Do you already know what you need, or are you still exploring your options? Our experts will help you identify the most suitable vehicles and infrastructure for your industry, whether you are focused on cargo operations, construction, or long-distance hauling.

Here’s an overview of the equipment we finance:

• Forestry trucks
  
• Tractor units
  
• Service and cube trucks
  
• Tilt frame trucks
  
• Trailers
  
• Pickup trucks
  
• Commercial truck
  

And more, depending on your project and sector.

‍Equipment Lease Calculator

Planning your investment is easier when you can run the numbers in advance. Use our equipment lease calculator to quickly calculate an estimate of your monthly payments.