Snow Removal Equipment Financing

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Why Lease Snow Removal Equipment?

Winter operations require reliable machines, but purchasing outright can drain resources right when you need them most. Leasing spreads the cost across fixed monthly payments, freeing up capital for salt, fuel, labor, and other seasonal expenses.

Key benefits:

• Protect your cash reserves : Avoid large upfront costs before the season even starts
• Tax benefits : Lease payments may qualify as deductible business expenses in Canada
• Seasonal flexibility : Structure payments around your revenue cycle, not a fixed calendar
• Upgrade when needed : Access newer, more efficient equipment without selling old units first
• Finance new or used : Get approved for the equipment that fits your operation and budget

Learn more about the differences between operating and finance leases.

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How Does Snow Removal Equipment Financing Work?

Getting financing for your snow removal equipment is straightforward. Here's how the process works:

1. Choose your equipment : Select the machines you need from any supplier or dealer.
2. Submit your application : Fill out our online form with basic details about your business and the equipment you're looking for. It takes just a few minutes.
3. Get approved : Our team reviews your application and gets back to you within 24-48 hours.
4. Receive your equipment : Once approved, funds go directly to your supplier. You get your equipment and start making fixed monthly payments.

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What Types of Snow Removal Equipment Can Be Financed?

We finance a wide range of snow removal and ice control equipment. For example:

• Snowplows
• Snow removal tractors
• Salt and sand spreaders
• Snow blowers
• De-icing systems
• Truck-mounted plows and attachments
• Compact loaders with snow accessories
• Sidewalk clearing machines
• Brine sprayer

Whether you're a contractor, a landscaping company expanding into winter services, or a municipality managing public roads, Fincap can help you secure the equipment you need.

Typical Terms and Conditions

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Why Choose Fincap for Your Snow Removal Equipment?

Fincap specializes in financing for seasonal and equipment-dependent businesses. As an independent broker, we work with over 30 lenders and financial institutions across Canada to find the best option for your operation.

• Tailored solutions : Custom payment plans designed around your winter revenue cycle
• Broad equipment coverage : Plows, spreaders, blowers, de-icing systems, and more are all eligible for financing
• Seasonal expertise : We understand the realities of winter service businesses and structure terms accordingly
• Fast approvals : Quick turnaround on applications so you can get your equipment before the season starts
• Competitive rates : Access to multiple lenders means better options for you

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FAQ

1. What credit score do I need to qualify?

There's no fixed minimum. We work with businesses at various credit levels and can often find solutions even if traditional lenders have turned you down.

2. Can I finance used snow removal equipment?

Yes. We finance both new and used equipment, as long as it meets basic condition requirements.

3. Are lease payments tax deductible?

Lease payments can offer tax benefits for businesses. We recommend consulting with a tax professional to understand how leasing may reduce your tax burden.

4. Do you finance equipment for seasonal businesses?

Yes. Fincap works with seasonal operators including snow removal contractors, landscaping companies, and municipal service providers. We structure terms that align with your revenue cycle.